In Nepal, “the minimal is the standard,” defined Dip Prakash Panday, the CEO of Kathmandu-based Shikhar Insurance, which covers many of the expeditions going to Everest. If the life insurance requirement is just $4,600, there’s no incentive for the trekking companies who rent Sherpas to go greater than that. Some of those businesses acknowledge the issue and are prepared to alter their practices, but they fear that increasing their premiums will mean dropping business. “I’d go to $11,000,” mentioned trekking agent Jiban Ghimire at a meeting last fall in Shikhar’s board room. These two cities have additionally been home to some of mountaineering history’s most well-known Sherpas.

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